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BharatEarns
Bharatearns is Financial services' app for all your financial needs. One of our financial services is the Facilitator for Loans where we act as an intermediate platform where we connect the leads with our lending partners.
BharatEarns

Bharatearns is Financial services' app for all your financial needs.
One of our financial services is the Facilitator for Loans where we act as an intermediate platform where we connect the leads with our lending partners. Please note that we are not a Loan providing App. We just connect the leads with our Lending Partners and the Lending Partners provide loan on their own platform and criteria.


Key features
• Financial Consultants
• Credit Cards Services
• Aggregators for Loan
• Tenure: 6 – 60 months (depending on Lending partner)
• 100% digital process
• Minimal paperwork

 

How to apply for an Instant Loan from our Lending Partners?
1. Login to the Bharatearns app.
2. Fill in some basic details and upload a few documents.
3. Choose the loan amount and tenure.
4. select our lending partner
5. Get the money approved and transferred by our lending partner.

 

Personal Loan interest rates and other charges for our Lending Partners:
Below are the applicable fees and charges for loan products from bharatearns lending partner

Processing fee: Up to 0 to 3% of the loan amount
APR (Annual Percentage Rate): Ranges between 8.75% to maximum 40%
Late payment charges: ? 500 or 3% of the loan amount whichever is higher as per overdue amount depending on lending partners
Stamp duty: 0.1% of loan amount
Mandate rejection charges: ? 250 + GST
Pre-closure charges: ? 0

Tech Stack :
Database
Fire Base
Google Authenticator
Flutter Dart
PHP Laravel
MySQL
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